Terms & Conditions 

​The following Terms and Conditions are entered into by and between You (“Client” or “You”) and Wolfe Management LLC  (“Company”, “we”, or “us”).

Products Covered

These Terms & Conditions apply to the Company’s digital products, resources, downloads, templates, guides, spreadsheets, checklists, educational materials, bonus materials, lead magnets, and related content, whether offered free of charge or for purchase, now or in the future (collectively, the “Product” or “Products”).

Terms of Use, Privacy Policy, & Disclaimer

The Company’s Terms of Use, Privacy Policy, and Disclaimer are hereby incorporated by reference into this Agreement. Except as modified by this Agreement, those policies shall apply fully to your access to and use of the Products. In the event of a conflict between those policies and this Agreement, this Agreement shall govern.

Educational and Informational Purposes Only

The Products are provided for educational and informational purposes only and are intended to help users organize and better understand personal and household financial information.

Nothing contained in the Products, on the Company’s website, or in any related communication constitutes financial advice, investment advice, tax advice, legal advice, accounting advice, or other professional advice. Your use of the Products does not create a client relationship with the Company for accounting, bookkeeping, financial planning, tax, legal, or investment advisory services.

You should consult your own licensed financial advisor, CPA, attorney, or other qualified professional for advice specific to your circumstances.

No Guarantees

The Company makes no guarantees regarding any specific financial outcome, result, savings amount, improvement, debt reduction, increase in net worth, or other result from your use of the Products. Any examples, illustrations, or sample outcomes are for informational purposes only and are not guarantees of future results. Individual results will vary.

Fees and Payment

Some Products may be offered free of charge, while others may be offered for a purchase price displayed at checkout or on the applicable sales page.

If you purchase a Product, you agree to pay the price presented at checkout at the time of your order, along with any applicable taxes or fees. Unless otherwise expressly stated on the checkout page, payment is due in full at the time of purchase.

If the Company offers a payment plan for a Product and you elect that option, you authorize the Company to charge your selected payment method according to the payment terms presented at checkout. If any payment is declined, reversed, or not successfully processed, the Company reserves the right to suspend or revoke access to the applicable paid Product until the matter is resolved.

The Company reserves the right to change pricing, promotions, bonuses, discounts, or special offers at any time without notice and is not obligated to provide retroactive discounts, refunds, or price adjustments for prior purchases.

Refund Policy 

Because many Products are digital and may be delivered immediately upon purchase or opt-in, all sales are final and no refunds will be issued unless otherwise expressly stated in writing on the applicable checkout page or sales page at the time of purchase.

If the Company elects to offer a refund period, satisfaction guarantee, or other promotional refund policy for a specific Product, that offer shall apply only according to the exact terms presented at the time of purchase.

For free Products, no refund applies because no monetary payment was made.

Product Access and Delivery

Access to the Products may be provided by direct download, email delivery, online portal, spreadsheet link, password-protected area, or other digital method determined by the Company.

For free Products, access may be granted upon submission of your name, email address, or other requested information.

For paid Products, access will generally be granted after successful payment.

The Company reserves the right to modify, update, replace, discontinue, or remove any Product, bonus, feature, platform, or method of delivery at any time. If the Company discontinues a paid Product entirely, it may, in its sole discretion, provide substitute access, downloadable copies, or notice of termination of access.

Bonuses

From time to time, the Company may offer bonus resources in connection with a Product. You shall be entitled only to the bonuses expressly included in the offer presented to you at the time of your opt-in or purchase.

License for Personal Use Only

The Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Products for your personal, non-commercial use only.

You may not:

• copy, reproduce, republish, upload, post, transmit, or distribute the Products to third parties;
• sell, resell, sublicense, license, or commercially exploit the Products;
• modify, adapt, or create derivative works from the Products for sale or distribution;
• share login credentials, download links, spreadsheet links, or access credentials with any third party;
• remove any copyright, trademark, or proprietary notices;
• present the Products as your own.

Intellectual Property

All content included in the Products, including but not limited to spreadsheets, templates, guides, worksheets, checklists, text, wording, design, formatting, graphics, downloads, videos, and other materials, is the intellectual property of the Company and is protected by applicable copyright, trademark, and other intellectual property laws.

Email Communications

By submitting your name and email address to access a free Product, bonus, or other resource, or by purchasing a Product, you consent to receive email communications from the Company related to the Product, educational content, updates, marketing, promotions, and related offers. You may unsubscribe from marketing emails at any time using the unsubscribe link included in those emails.

Account Security

If a Product is delivered through a password-protected portal, account, or platform, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify the Company immediately of any unauthorized use of your account or access credentials.

No Warranties

The Products are provided “as is” and “as available” without warranties of any kind, either express or implied. The Company does not warrant that the Products will be uninterrupted, error-free, suitable for your particular needs, or compatible with every device, browser, platform, or software setup.

Chargebacks and Payment Disputes

If you purchase a Product, you agree not to initiate any chargeback or payment dispute without first contacting the Company at wealthmasterysupport@thechiccfo.com to attempt a good-faith resolution.

If you initiate a chargeback or payment dispute and the Company prevails in disputing the chargeback, the Company reserves the right to terminate your access to the applicable Product and pursue collection of the unpaid amount to the fullest extent permitted by law.

Termination and Access Restriction

The Company reserves the right, in its sole discretion, to terminate, suspend, or restrict your access to any Product, without notice and without refund where applicable, if you violate these Terms, misuse the Products, infringe intellectual property rights, share materials without authorization, engage in unlawful conduct, or otherwise act in a manner harmful to the Company.

Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your purchase, download, access to, or use of the Products.

If you paid for a Product, the Company’s total liability arising out of or related to that Product shall not exceed the amount you actually paid to the Company for the specific Product giving rise to the claim.

If the Product was provided to you free of charge, you acknowledge that access was provided without monetary consideration, and to the fullest extent permitted by law, the Company shall have no monetary liability arising out of or related to that free Product.

Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, contractors, agents, successors, and assigns from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of your misuse of the Products, your violation of these Terms, or your violation of any law or the rights of any third party.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to conflict of law principles.

Any dispute arising out of or related to these Terms shall be brought exclusively in the state or federal courts located nearest to Bear, Delaware, and you consent to the jurisdiction and venue of those courts.

Entire Agreement​

These Terms, together with the Company’s Terms of Use, Privacy Policy, and Disclaimer, constitute the entire agreement between You and the Company regarding the Products and supersede all prior or contemporaneous communications, whether electronic, oral, or written.

Severability 

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

Waiver

No waiver of any provision of these Terms shall be deemed, or shall constitute, a continuing waiver unless expressly set forth in writing by the Company.

Force Majeure

The Company shall not be liable for any delay or failure in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, internet outages, platform failures, software failures, power interruptions, or other events outside the Company’s reasonable control.

Effective Date

This Agreement shall become effective upon your purchase, download, opt-in, access, or use of any Product.

Contact Us

If you have any questions regarding these Terms & Conditions, please contact:

Wolfe Management LLC  

Email: wealthmasterysupport@thechiccfo.com